|
|
 |
|
 |
Shopping for a mortgage has changed dramatically over the years. With more lenders competing for your business and providing a greater variety of products, the process has become increasingly complicated and frustrating. In an effort to avoid this stress and confusion, more than 1 in 4 Canadians are now using a mortgage broker.
We, at Reddin Mortgage Group, are professionals in our field, specializing exclusively in
mortgages.
We study mortgage rate markets and have direct access to lenders’ products so that we can offer you the best rate on the particular mortgage best suited to your needs. Because we are independent and don’t work for the lenders, we won’t try to lead you in any particular direction. We will review your alternatives and decide together what option is best for you…no pressure…no ulterior motives.
An independent mortgage broker is able to quickly and efficiently shop the mortgage market for you.
We find the best interest rate and mortgage product likely faster than you can make an appointment at your local bank. If you are shopping for yourself, you have to book appointments to meet with each lender and provide each of them with your application details and your credit bureau file. They in turn will get back to you with their decision…all this could take days. A mortgage broker will review your financial information and provide it along with your credit file to the lenders on your behalf freeing up your time to do other things. You will usually have an answer within a few hours.
Do you know that Reddin Mortgage Group will most likely secure you an interest rate which is up to 1.25% less than the posted rate at most major banks? We are able to negotiate these rates with the major banks, but we also have access to some broker only lenders who may offer even better discounts. You may not enjoy negotiating your mortgage terms, so leave it to us – that is our specialty!
Although we work for you, we are paid by the lenders who reimburse us for bringing them creditworthy clients like you! Our clients do not pay brokerage fees (except in rare situations involving non standard credit applications).
Brokers are here for you, to help decipher mortgage terms and options and present your alternatives in a clear concise and stress free manner!
|
|
|
|
